Money Market Shares allow you to earn higher dividends without losing accessibility to your funds. These funds are federally insured by the National Credit Union Administration (NCUA) up to a total of $100,000 for all shares. This is the maximum amount allowed by law.

• Minimum balance to open: $0
• Minimum balance to earn stated APY: $1,000
• Withdrawal Restrictions: Minimum withdrawal by member request - $100. Money Market remains open until instructed in writing to close.
• Fees: None
• Transaction Limits: A maximum of six withdrawals or transfers per month are permitted from one share to another or to a third party. No more than three of the six transfers may be made by check, draft or similar order to a third party. If the transfer limitations are exceeded, you may incur overdraft fees and/or your account may be closed.
• Over draft: Is available a maximum of three times per month.
• Additional deposits: Can be made anytime. You can start or stop recurring payments or transfers at any time.

Current Money Market Share Rates

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IRA & IRA Term Share Accounts

Saving for retirement these days is a necessity.  Let Timberland FCU help manage your Individual Retirement Accounts (IRA).  We offer Traditional (minimum deposit $250), Roth (minimum deposit $250) or Coverdell Education Savings Accounts (minimum deposit $10).  Our IRAs can also be deposited into a Term Share Certificate Account to maximize your earning potential. 

Current IRA Rates

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Timberland FCUs Term Share Certificates are comparable to traditional Certificates of Deposit (CDs).   Our term share certificate accounts pay a highly competitive fixed rate of return.  Terms of 12, 18 ,24, 36 or 60 months are available, with a minimum investment of $500.   Our 90-Day and 6-month certificates require a minimum deposit of $1,000.

Current Term Share Certificate Rates

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Timberland FCUs Market Index Certificate offers all of the rewards of investing in the stock market without putting you principle at risk.  This unique savings option lets you earn dividends based on the Standard & Poor's Composite Stock Price Index (S&P 500).  The more the S&P goes up, the more dividends you may earn.   If the S&P drops, your initial deposit is safe.  The Market Index Certificate term is available in 6 months to 7 year terms.  Contact us for more information. 

Current Deposit Account Rates

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