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For Visa Classic & Platinum Visa

Annual Percentage Rate (APR) for Purchases

8.4% ~ 17.9%

Other APR's

Cash Advance APR.......8.4% ~ 17.9%

Balance Transfer APR.....8.4% ~ 17.9%

Grace Period for Purchases

25 Days

Method of Computing Balance for Purhases, Balance Transfers & Cash Advances

Average Daily Balance (Including new purchases)

Annual Fee

None

Minimum Finance Charge

None

Transaction Fee for Purchases None
Late Payment Fee $20.00
Over Limit Fee $20.00

* The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria.

The information about the costs of the card described are accurate as of 9/2004. This information may have changed after that date. To find out what may have changed, call us at 800.477.3889 or write to Timberland FCU, 821 Beaver Drive, DuBois, PA 15801.

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