Vehicle Loans
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New & Used Vehicle Loan
Timberland Federal Credit Union offers up to 100% financing of the vehicle’s retail value. We have various terms available based on the value of the vehicle. If the vehicle is not brand new, we use the NADA used car guide to determine the loan value of the vehicle.
Guaranteed Auto Protection (GAP)
Protect your auto investment with GAP. GAP offers protection against financial liability for individuals who finance a vehicle. If your vehicle is damaged beyond repair (totaled) or stolen and never recovered, GAP can protect you from financial loss by covering the difference between the loan balance and the value of your vehicle.Timberland FCU offers GAP for the low price of $250. Ask about GAP with any new or used vehicle. You can request more information on GAP or have GAP added to your loan when you apply or a New or Used Vehicle/Recreation loan.
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Recreational Vehicle
Whether you need a loan for an RV, boat, ATV, Motorcycle, snowmobile, or any other titled vehicle, Timberland FCU has you covered. With various terms, a TFCU recreational vehicle loan can fit most budgets.
Guaranteed Auto Protection (GAP)
Protect your auto investment with GAP. GAP offers protection against financial liability for individuals who finance a vehicle. If your vehicle is damaged beyond repair (totaled) or stolen and never recovered, GAP can protect you from financial loss by covering the difference between the loan balance and the value of your vehicle.Timberland FCU offers GAP for the low price of $250. Ask about GAP with any new or used vehicle. You can request more information on GAP or have GAP added to your loan when you apply or a New or Used Vehicle/Recreation loan.
Personal Loans
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Signature/Personal Loans
Timberland FCU offers financing for all your needs. With your signature and good credit you can obtain an unsecured loan of up to $12,500 (if qualified). Once an application is filled out, there is no need for additional paper work (certain restrictions apply) for future advances.
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Credit Union Better Choice
The Smart alternative to payday loans.
Why pay high fees and interest rates when there’s a Better Choice? Get a Credit Union
Better Choice Loan today!Credit Union Better Choice is a short-term loan that offers:
- 90-Day Repayment Term
- Flexible Monthly, Bi-weekly, or Weekly Payments
- $20 Application Fee
- $200 Minimum Loan
- $500 Maximum Loan
- 18% Annual Percentage Rate (APR)
- A Built-In Savings Benefit
- Available Financial Counseling
The Credit Union Better Choice program is sponsored by the Pennsylvania Credit Union Association in partnership with the Pennsylvania Treasury Department and the Pennsylvania Department of Banking.
Other Loans
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Student Loans
A Better Way to Pay for College
Timberland Federal Credit Union’s Student Choice Private Loan Solution
With zero origination fees, lower interest rates and flexible repayment options, it is easy to see why our private student loan solution is a better way to pay for college. Whether you are a student yourself or the parent of a student, Timberland FCU is here to help.
Our Credit Union Student Choice private loan solution will help fill funding gaps that federal aid can leave behind. As the cost of both public and private colleges and universities continues to increase, federal funding has not kept pace. This growing gap between what college costs and the financial aid available is causing many families to resort to higher cost private student loans to pay for higher education.
Since Timberland FCU is here for one reason only – to serve our members – we are able to offer more competitive student loan options and save you money. Student loans are a long-term relationship and it is important to choose a lender carefully. Be sure you read the fine print and compare fees, terms and repayment options (not just rates) when comparing student loans. To read more about how to choose student loans and the financial aid process in general, Click Here.
Remember, Timberland FCU’s goal is not just to help you fund a college education for yourself or a family member, but to become your financial partner for life. You can also apply for a student loan by Clicking Here or calling our 24/7 student lending call center at 1-877-220-4507.
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Visa Credit Cards
VISA Classic and Platinum Credit Cards
Our low interest VISA Credit Cards are a credit card you can afford to carry. It’s perfect for shopping, travel, and in case of an emergency. Take advantage of the savings and convenience it offers when you need instant borrowing power!
- Low Annual Percentage Rate
- NO Annual Fee
- NO Application Fee
- 25-Day Grace Period On Purchases
- Cash Advances Available
- Manage Your Account Online
- And More!
ScoreCard® CashBack
Use you Timberland FCU Visa whenever you shop and put money back into your pocket! For every qualified* purchase you make, you’ll earn a CashBack award each year. The more you use your card, the greater your cash award.
Yearly Purchases
CashBack Bonus
Up to $1,000
0.25%
$1,001 – $2,000
0.50%
$2,002 – $3,000
0.75%
$3,000 & above
1.00%
*Qualified purchases do not include cash advances, balance transfers, convenience checks or returns. Awards are paid out in November of each year.
Our VISA Credit Card is a revolving line of credit loan and requires interest to be paid on any unpaid balance.
