Promotion runs 2/1/2026 – 3/31/2026. Membership eligibility required. Subject to credit approval. Payment example: $10,000 for 120 months at 3.99% APR* = Approximately $99.90. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Other terms are available. This promotion can be discontinued at any time. Direct deposit of $500.00 or more required. Contact TFCU for full details at (814) 371-2676. Timberland FCU is an Equal Opportunity Lender. Deposits Federally insured by NCUA.