Deposit Rates

AccountMinimum DepositSavings RateSavings APY
Share Savings$5.000.05%0.05%
Share Draft Checking$0.000.025%0.03%
Christmas Club$0.000.125%0.13%
IRA Savings$250.000.50%0.50%
90-Day Share$1,000.00 0.075%0.08%

Money Market Shares

Minimum DepositSavings RateSavings APY*
$1,000.00 0.05%0.05%
$10,000.00 0.08%0.08%
$25,000.00 0.10%0.10%
$50,000.00 0.10%0.10%
$100,000.00 0.10%0.10%

Current Term Share Certificate Rates

Certificate TypeMinimum DepositSavings RateSavings APY*
6-Month Term Share Certificate$1,000.00 0.05%0.05%
1-Year Kids Club Term Share Certificate$100.000.05%0.05%
1-Year Term Share Certificate$500.000.50%0.50%
18-Month Term Share Certificate$500.000.15%0.15%
2-Year Term Share Certificate$500.001.00%1.00%
3-Year Term Share Certificate$500.001.50%1.51%
5-Year Term Share Certificate$500.001.75%1.76%
7-Year Term Share Certificate$500.002.50%2.52%
Market Index Certificate$500.00Per DJIA**Per DJIA**
90-Day IRA Certficate2$1,000.00 0.38%0.38%
6-Month IRA Certficate2$500.000.50%0.50%
1-Year IRA Certficate2$500.000.50%0.50%
18-Month IRA Certificate2$500.000.50%0.50%
2-Year IRA Certificate2$500.001.00%1.00%
3-Year IRA Certificate2$500.001.50%1.51%
5-Year IRA Certificate2$500.001.75%1.76%
7-Year IRA Certificate2$500.002.50%2.52%

(Rates as of Jan. 28, 2015)

Dividends Paid Quarterly
*APY=Annual Percentage Yield