Personal Savings

Free Timber Saver

  • Free account that builds your savings effortlessly
  • Automatic transfers of Timber Premier or Timber Loyalty earnings
  • No minimum deposit to open

Share Savings

  • Establishes your membership with Timberland FCU
  • Earn competitive dividends on your entire balance
  • $5 minimum deposit to open

Timber Kids’ Savings

  • START YOUNG, SAVE MONEY, EARN PRIZES!
  • $5 minimum deposit to open
  • No monthly maintenance fees

Christmas Club

  • Save year-round to avoid holiday stress
  • Earn competitive dividends on your entire balance
  • Funds automatically disbursed on October 1st, just in time for the holidays

Money Market

  • Earn competitive, tiered rates on balances of $1,000 or more
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • No minimum deposit to open

Share Certificates

  • Fixed rates, higher than standard
    savings
  • A wide range of terms available (from 90 days to 5 years)
  • No setup or maintenance fees

Individual Retirement
Accounts (IRAS)

  • Save for retirement or your child’s college education
  • $250 minimum deposit to open a traditional or Roth IRA
  • $10 minimum deposit to open a Coverdell Education Savings Account (ESA)
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