• Credit Unions vs Banks

    How is a credit union different from a bank? A bank’s earnings are returned to a very small group of stockholders but credit unions are member owned. This means that the earnings of a credit union, after expenses and reserves, are returned to all members in the form of higher savings rates and lower loan rates. Also, you generally pay less for other services and pay fewer fees.

    Timberland

    Member Service
    100%
    Loan Rates
    95%
    Saving Rates
    90%
    Banks

    Member Service
    75%
    Loan Rates
    70%
    Saving Rates
    55%
  • Who Can Join TFCU?

    Timberland FCU has an “underserved community charter,” which means that anyone who lives, works, worships or attends school in Clearfield County as well as the Borough of Philipsburg can become a member.

    In addition, employees of designated businesses or members of certain associational groups are eligible to join TFCU. We will continue to serve these Select Employee Groups and any other businesses in the area that are interested in providing the benefits of a credit union membership to their employees. Contact us for a list of current businesses and groups included in our field of membership.

    And finally, immediate family members of current members can join. This includes a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. People living in the same household as a current member, defined as “living in the same residence, maintaining a single economic unit”, are also eligible to join.

    If you have any questions about eligibility please contact Timberland FCU toll free at 800-477-3889, email us at [email protected], or fill out the form below.