Timber Drive
Why not drive the car you want?
Timber Drive provides you with lower payments for a shorter term.
Guarentees you will retain a set value in your vehicle.
Reduces your risk of negative equity.
You Own the vehicle
Does NOT require
Down Payment
Security Deposit
First and Last Payments
guarantees future values
Our program guarantees your residual value, even if your vehicle is valued at less than that amount at maturity. No “back end” surprises.
Retain the ability to sell or trade in your vehicle.
Flexibility during and at loan maturity.
Reduces negative equity risks.
Ready to get started?
“We looked at the Timberland FCU Timber Drive option. It provides the perfect solution. We purchased a 2023 vehicle with less than 10,000 miles and a remaining factor warranty. Compared to the conventional loan payment of $970 a month for 48 months, our Timber Drive payments will only be $603 a month for the same term. Plus, we have a guaranteed residual value of $16,000 at the term of the loan. With Timber Drive we don’t have to worry about negative equity if we decide to walk away at the end of the term, so for us it was the best option.” Chad F.
“I like the option of a lower monthly payment; for some vehicle models the payment was over $100 per month lower. Flexible options at the end of term to trade the vehicle, refinance, or even walk away are also great features of the program. The vehicle has guaranteed future value, so you know what the vehicle will be worth and that you won’t be faced with being upside down at the end of the term.” James S.
“My husband wants to get a new car every two to three years. While I love getting new cars, this was always costing us too much money for down payments each time and for the negative equity being at its height when trading each of these cars for a new one. With the Timber Drive program, we can say goodbye to negative equity cycle and get a new car every two to three years. No stress, no headaches, and smaller loan terms with affordable payments. Who wouldn’t want to do that?” Kasandra M.
Get In Touch
(800) 477-2676
Branch Locations
- DuBois
- Clearfield
- Philipsburg
- Pleasant Gap
Serving people who live, work, go to school or worship in Armstrong, Blair, Cambria, Cameron,
Centre, Clarion, Clearfield, Clinton, Elk, Forest, Huntingdon, Indiana, Jefferson and Mifflin
counties.
Contact Us!