New & Used Vehicle Loan

Timberland Federal Credit Union offers up to 100% financing of the vehicle’s retail value. We have various terms available based on the value of the vehicle. If the vehicle is not brand new, we use the NADA used car guide to determine the loan value of the vehicle.

Recreational Vehicle Loan

Whether you need a loan for an RV, boat, ATV, Motorcycle, snowmobile, or any other titled vehicle, Timberland FCU has you covered. With various terms, a TFCU recreational vehicle loan can fit most budgets.

Guaranteed Auto Protection (GAP)

Protect your auto investment with GAP. GAP offers protection against financial liability for individuals who finance a vehicle. If your vehicle is damaged beyond repair (totaled) or stolen and never recovered, GAP can protect you from financial loss by covering the difference between the loan balance and the value of your vehicle.

Timberland FCU offers GAP for the low price of $250. Ask about GAP with any new or used vehicle. You can request more information on GAP or have GAP added to your loan when you apply or a New or Used Vehicle/Recreation loan.

*If you have any questions, please call us at 814-371-2676, or send us a message.*

New & Used Vehicle Rates*
Approx. TermAPR (Annual Percentage Rate)
0-48 MonthsAs Low As 2.99%
49-60 MonthsAs Low As 2.99%
61-72 MonthsAs Low As 3.99%
72-84 MonthsAs Low As 6.49%
Recreational Vehicle Rates*
Approx. TermAPR (Annual Percentage Rate)
0-36 MonthsAs Low As 4.99%
37-48 MonthsAs Low As 6.99%
49-60 MonthsAs Low As 7.99%

*Approximate Terms are based on type of loan, collateral value, amount borrowed and member credit worthiness.

APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available. Actual rates may differ based upon on the type of loan, term of loan and member credit worthiness. All loan approvals are subject to Timberland FCU Lending Policies and Procedures.