
| Approx. Term | APR for New Vehicles | APR for Used Vehicles |
| 0-24 Months | 1.74 ~ 11.24% | 2.99 ~ 12.49% |
| 25-36 Months | 1.74 ~ 11.24% | 2.99 ~ 12.49% |
| 37-48 Months | 2.99 ~ 12.49% | 3.42 ~ 12.92% |
| 49-60 Months | 2.99 ~ 12.49% | 3.42 ~ 12.92% |
| 61-72 Months | 5.99 ~ 15.49% | 6.99 ~ 16.49% |
| Account | Minimum Deposit | Savings Rate | Savings APY |
| Share Savings | $ 5.00 | 0.10% | 0.10% |
| Share Draft Checking | $ 0.00 | 0.05% | 0.05% |
| Christmas Club | $ 0.00 | 0.25% | 0.25% |
| IRA Savings | $10.00 or $250.001 | 0.75% | 0.75% |
| 90-Day Share | $ 1,000.00 | 0.15% | 0.15% |