*Home Equity Line of Credit (Line of Credit) introductory rate of 3.33% APR is subject to change without notice. Promotion runs 9/1/2025 – 10/31/2025. Introductory APR is available for all new lines of credit for a 12-month period of time from the date of the line of credit account opening. Minimum $10,000 line amount to open. To qualify for this offer Timberland FCU must be in first lien position. Applicable fees may apply, in the range of $700-$1400. The introductory APR will terminate at the end of the introductory period. No notice to borrower required. Upon expiration of the introductory rate, the advertised regular rate applies to credit worthy borrowers with property values equal to 80% loan to value (LTV) and below. After the promotional period expires, the rate is subject to change semi-annually thereafter. The advertised regular home equity line of credit rate is based on the 6 Month T-Bill Rate plus a margin with a maximum rate of 15%. Your APR may vary. All loans and rates are subject to credit approval. Property insurance is required. Monthly direct deposit into a Timberland FCU share/share draft account of $500 or more required for this offer. Other minimums/restrictions or conditions may apply. This offer may be withdrawn at any time.  Contact TFCU for full details. Timberland FCU is an equal opportunity lender. Deposits Federally insured by NCUA.