MY FIRST NEST EGG
TFCU & My First Nest Egg
Timberland Federal Credit Union has partnered with My First Nest Egg to bring a fun way to learn early money habits for a secure future straight to our members homes. My First Nest Egg is a gamified platform for kids to learn earning, saving, spending, and giving through chores, quizzes, and virtual rewards.
Why should we discuss healthy financial habits early?
Habits Form Early
Research indicates that children as young as five have distinct emotional reactions to spending and saving, which predict their actual spending behaviors. Basic money concepts can be grasped by age three.
Good Influences are Key
Children primarily learn about money by observing their parents’ behaviors and attitudes. Parents who model positive habits—like demonstrating thoughtful spending and discussing budgeting—are more likely to raise children with healthy financial practices.
Prepare for Real World Experiences
Having the conversation early helps prepare children for real world financial experiences. Giving children control over their own money (via an allowance or earned money) to spend or save helps them develop decision-making skills and become more comfortable with financial discussions.
Understanding Needs VS Wants
Children often struggle to differentiate between necessities and luxuries. Discussing the difference early on helps them gain a better understanding of saving and spending. This can help down the road when they are out on their own making purchases.Â
My First Nest Egg Resources
Click here: (2026) Credit Union Youth Month – News Letter
Check out the 2026 My First Nest Egg Credit Union Youth Month News Letter!
Click here: (2026) Interactive Activity – Dive into Lending!
Learn the lending basics with this exclusive My First Nest Egg interactive activity – Dive Into Lending: A Deep Sea Loan Adventure!
Click here: (2026) Parent Guide – Dive Into Lending
Being a parent doesn’t come with a guide – but teaching smart financial habits does! Check out this My First Nest Egg Credit Union Youth Month Parent Guide to help you create a financial SUPERSTAR!
Click here: (2026) February Newsletter
Check out the My First Nest Egg February Newsletter!
Click here: (2026) Printable – Sweet Subscriptions
Teach your kids how the little cost add up, and the total sometimes isn’t so sweet, with this interactive activity – Sweet Subscriptions, How Little Cost Add Up!
Click Here: (2025) Activity – Presidents Coin & Bill Matching
Learn more about your money with this exclusive My First Nest Egg activity! Can you match the Presidents on the coins and cash they are represented on?Â
Click here: (2025) Activity Gratitude Checks
Writing checks happens a lot more nowadays than you would think! Use this activity sheet to learn how to properly endorse your checks today!
- PRIVACY NOTICE.Â
 - Content. The Credit Union’s children’s online privacy notice will be clearly written, understandable and will contain:Â
- Credit Union’s name and contact information (address, telephone number and email address;Â
- Names of any other operator that may be collecting or maintaining children’s personal information;Â
- Kinds of personal information collected from children;Â
- How information is collected from children;Â
- If the information is collected directly from the child; and/orÂ
- If the information is collected passively through cookies.Â
- How the Credit Union uses the child’s personal information it has collected, including the use of audio files and how they are appropriately deleted.
- The parent/guardian’s option to agree to the collection and use of their child’s information.Â
- If the information collected from children is disclosed to a third party; and if so: the kinds of business the third party is engaged in; the purpose for collecting the information and how it will be used; and a statement on the third parties agreement to maintain the confidentiality and security of the information.Â
- The parent/guardian’s right to opt-out of sharing the child’s information with third parties;Â
- That the Credit Union will not require children to disclose more information than is reasonably necessary to participate in the Credit Union’s website or online service as a condition of participation; andÂ
- The parent/guardian’s right to review the child’s personal information, ask to have it deleted, and refuse to allow any further collection or use of the child’s information.Â



















