My First Nest Egg
TFCU & My First Nest Egg
Timberland Federal Credit Union has partnered with My First Nest Egg to bring a fun way to learn early money habits for a secure future straight to our members homes. My First Nest Egg is a gamified platform for kids to learn earning, saving, spending, and giving through chores, quizzes, and virtual rewards.
Why should we discuss healthy financial habits early?
Habits Form Early
Research indicates that children as young as five have distinct emotional reactions to spending and saving, which predict their actual spending behaviors. Basic money concepts can be grasped by age three.
Good Influences are Key
Children primarily learn about money by observing their parents’ behaviors and attitudes. Parents who model positive habits—like demonstrating thoughtful spending and discussing budgeting—are more likely to raise children with healthy financial practices.
Prepare for Real World Experiences
Having the conversation early helps prepare children for real world financial experiences. Giving children control over their own money (via an allowance or earned money) to spend or save helps them develop decision-making skills and become more comfortable with financial discussions.
Understanding Needs VS Wants
Children often struggle to differentiate between necessities and luxuries. Discussing the difference early on helps them gain a better understanding of saving and spending. This can help down the road when they are out on their own making purchases.Â
My First Nest Egg Resources
Click here: (2026) January Printable – New Year, New Ways to Grow Your Wealth
Are you looking for new ways to grow your wealth this coming new year? Take a look at this New Year, New Ways to Grow Your Wealth activity!
Click here: (2025) Social #2 – Capital Small Goals, Big Confidence
2026 is the year of creating new savings goals! Learn how to make savings fun and financial confidence with this interactive puzzle!
Click here: (2025) Activity – My First Savings Goal
It’s never to late to start your first savings goal! This interactive puzzle helps build strong money habits and learn how work translates into payment!
Click here: (2024) Activity – Holiday Elf on a Budget
Have a savings blast this holiday season with this Holiday Elf on a Budget activity sheet!
Click here: (2025) Printable – Santas International Toy Shopping Spree
Take a trip around the world with Santas International Toy Shopping Spree activity sheet!
Click here: (2024) Activity – Gratitude (Thanksgiving)
This year, we are thankful to be able to offer our members a pathway to financial health and wellness. Use this Gratitude activity sheet to find out what you are thankful for this holiday season!
Click here: (2025) Activity Gratitude Checks
Writing checks happens a lot more nowadays than you would think! Use this activity sheet to learn how to properly endorse your checks today!
- PRIVACY NOTICE.Â
 - Content. The Credit Union’s children’s online privacy notice will be clearly written, understandable and will contain:Â
- Credit Union’s name and contact information (address, telephone number and email address;Â
- Names of any other operator that may be collecting or maintaining children’s personal information;Â
- Kinds of personal information collected from children;Â
- How information is collected from children;Â
- If the information is collected directly from the child; and/orÂ
- If the information is collected passively through cookies.Â
- How the Credit Union uses the child’s personal information it has collected, including the use of audio files and how they are appropriately deleted.
- The parent/guardian’s option to agree to the collection and use of their child’s information.Â
- If the information collected from children is disclosed to a third party; and if so: the kinds of business the third party is engaged in; the purpose for collecting the information and how it will be used; and a statement on the third parties agreement to maintain the confidentiality and security of the information.Â
- The parent/guardian’s right to opt-out of sharing the child’s information with third parties;Â
- That the Credit Union will not require children to disclose more information than is reasonably necessary to participate in the Credit Union’s website or online service as a condition of participation; andÂ
- The parent/guardian’s right to review the child’s personal information, ask to have it deleted, and refuse to allow any further collection or use of the child’s information.Â



















